Recent Articles

Balancing Act: The Art of Compromise in Home Buying

Buying your dream home in this market may require some compromise. Here are 5 areas to reconsider on your way to buying your first home.

Published on 04/10/2024

Navigating Home Buying with Elevated Mortgage Rates: 10 Mistakes to Avoid

Feeling the pressure of higher mortgage rates? Keep your cool and be smart with your purchase with these 10 tips.

Published on 04/03/2024

Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!

Is it the right time to buy? Here's why waiting could cost you --even with the current elevated rate.

Published on 03/27/2024

Differences and Similarities in HECM and Proprietary Products

Home Equity Conversion Mortgage (HECM) and proprietary reverse mortgages are two types of reverse mortgages. HECM is a government-insured reverse mortgage (insured by FHA), while proprietary reverse mortgages are not insured by the government (FHA). Proprietary reverse mortgages are offered by private lenders and are designed for high-value homes. They are not subject to the same regulations as HECMs, and loan limits are not capped by the government.

Published on 03/23/2024

Reverse Mortgage 101

For many Americans, their home is the biggest asset, and the one they have invested the most in throughout their lives. In fact, home equity now represents more than two-thirds of total wealth for the average 65-year-old American Couple (1). Reverse mortgages work by allowing homeowners to tap into their home’s equity while continuing to reside there well into retirement years.

Published on 03/23/2024

Second Time's the Charm: Navigating Your Next Home Purchase

Ready to buy your second home? Here's what you need to know about which home loan programs you qualify for the second time around.

Published on 03/20/2024

The Smart Path to Downsizing: Making the Most of Your Retirement

Are you considering downsizing your home? Here are some points to consider.

Published on 03/13/2024

"When Should I Consider a Cash-Out Refi?"

When is it the best time to refi? When should you consider it? Read this article to get a better idea.

Published on 03/06/2024

Mortgage Partnership: The Power of Co-Signing on a Mortgage

Thinking about adding a co-signer to your home loan application? Here's what you need to know.

Published on 02/28/2024