Recent Articles

Tax Deductibility of Home Equity Loans in 2024

Let'a talk about maximizing your tax benefits with home equity loan deductions.

Sequence of Return Risk

There are several ways to receive funds from the proceeds of a reverse mortgage.

Tax Strategies

A reverse mortgage can be a helpful retirement tool for homeowners aged 62 or older with substantial home equity.

VA Loan Basics

A VA loan is a mortgage loan that is guaranteed by the Department of Veterans Affairs (VA) and is available to eligible veterans, active-duty service members, and surviving spouses.

What Is Private Mortgage Insurance: Do I Need It, and How To Get Rid Of It

Private mortgage insurance (PMI) is a type of insurance that conventional mortgage lenders require when homebuyers put down less than 20 percent of the home’s purchase price.

Myths 2.0

The Home Equity Conversion Mortgage or HECM (heck´-um)—also known as a Reverse Mortgage—is a safe and increasingly common retirement income tool that can effectively improve your cash flow and help your assets last longer.

Decoding Jumbo Loans vs. Conventional: Navigating Home Financing Challenges

Discover the key differences between jumbo loans and conventional options to make informed home financing decisions.

FHA Loan Basics

Finding the right loan can be overwhelming. Discover how FHA loans could be the solution you've been searching for.

Additional Solutions With Proprietary Products

Proprietary reverse mortgage lenders offer variations on the traditional reverse mortgage product to meet the needs of certain borrowers. These variations include offering reverse mortgage products to borrowers 55 years of age or older in California.

Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out

If you're curious whether your desired neighborhood currently offers favorable conditions for buyers, here are practical ways to determine it.

Standard HELOC vs Reverse Mortgage Line of Credit

Many retirees are looking to proactively establish a safety net for possible future unexpected expenses. Oftentimes borrowers look to Home Equity Lines of Credit (HELOC) as a potential solution.

Reverse Mortgage Line Of Credit Growth Feature

One of the most attractive and powerful features of a HECM reverse mortgage is the line of credit option, which allows eligible homeowners to access their funds as a lump sum, fixed monthly payment, or line of credit.

Closing Costs

Closing costs are associated with every Real Estate transaction. These costs are an essential part of the homebuying process and can significantly impact your overall expenses.

Appraisal: What It Is and How Is It Calculated?

The process of determining the market value of real estate is both an art and a science

Show Me the Savings: Navigating Closing Costs with Ease

Navigate closing costs stress-free with our expert tips. Finding savings on closing costs has never been easier!

Understanding Your FICO Score: Key to Better Home Loan Rates

A FICO score is a three-digit number representing your creditworthiness, determined by factors like payment history and amounts owed, and it significantly influences your ability to qualify for and secure favorable terms on home loans.