Considering refinancing your mortgage? Learn how refinancing can improve your financial situation, when it makes sense to act, and what factors to consider. Contact us today for personalized refinancing options!
Discover the top factors that can increase your home's value, from location and upgrades to market trends. Learn how you can boost your property's worth and when refinancing might make sense!
Is buying a home during inflation a bad idea? Is it possible? Here are 6 tips for making the right move.
Rates are dropping. Find out how much you can borrow from your home equity.
The Feds are anticipated to lower interest rates. Here is how lower rates could affect mortgage rates, credit cards, car loans, and savings.
Don't fall for these 3 common mistakes in today's competitive market!
Are we moving towards a more balanced market? Here's what we're seeing --and it could be the perfect time to buy!
Should you wait until 2025 to buy a home? Here's what experts are forecasting and these facts may surprise you!
Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.
Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.
A stable employment history is a foundational principle to determine a borrower's ability to pay a mortgage.
Certain borrowers are asset rich without much documentable income. It can be the tendency for these borrowers to consider they have no mortgage options and can’t qualify for a loan due to this lack of income.
Supplemental property taxes are additional taxes that are levied on a property when it is sold or undergoes significant improvements
An easy guide for Reverse Mortgage borrowers and their families.
We're separating fact from fiction regarding the current housing market.
A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.
When it comes to having our credit scores assessed, we often have one of two reactions. If our score is good, we tend to be indifferent, but if it’s less than ideal, a feeling of dread starts to creep in. Regardless of which group you fall into; the reality is that good people can have bad credit. As we’ve all seen first-hand this past year, unforeseen circumstances such as a job loss, serious illness, or accident can spell trouble for our financial situations – not to mention our credit scores.
If you are a retiree who owns your house, or has significant equity, but wants to downsize and don’t want to obtain another mortgage with corresponding mortgage payments, you may be interested in learning how a reverse mortgage can expand your purchasing power without diminishing or jeopardizing your cash flow.
Refinancing into a lower interest rate can be a smart financial move. By refinancing, homeowners can lower their monthly mortgage payment, reduce the total amount of interest paid over the life of the loan, and potentially shorten the term of the loan. All these options result in savings. The key question is how to structure the refinance.
When purchasing a new home, there are many contingencies built into the contract that protect the buyer and seller. These contingencies include an acceptable appraisal, a loan approval, inspections, and more.
