Recent Articles

Locking In Your Mortgage Rate: Why and When to Lock it

Can you benefit from locking in your mortgage rate? Here's what you need to know to make the best decision for your situation.

Published on 08/21/2024

Understanding Inflation: What It Means for Homebuyers and Those Considering Refinancing

Inflation has been top of mind when it comes to housing affordability. Here's what you need to know about the latest data reports.

Published on 08/14/2024

Recent College Grads

A stable employment history is a foundational principle to determine a borrower's ability to pay a mortgage.

Published on 08/13/2024

Asset Depletion

Certain borrowers are asset rich without much documentable income. It can be the tendency for these borrowers to consider they have no mortgage options and can’t qualify for a loan due to this lack of income.

Published on 08/13/2024

Supplemental Property Taxes

Supplemental property taxes are additional taxes that are levied on a property when it is sold or undergoes significant improvements

Published on 08/13/2024

What Do I Do When My Loan Is Due?

An easy guide for Reverse Mortgage borrowers and their families.

Published on 08/13/2024

Busting the Biggest Myths About Buying a Home in 2024

We're separating fact from fiction regarding the current housing market.

Published on 08/07/2024

Is a Second Mortgage Right for You? The Benefits and Pitfalls Explained

A second mortgage is a loan secured by your home that allows you to tap into its equity, offering potential benefits like access to cash and lower interest rates, but also comes with risks such as increased debt and potential foreclosure.

Published on 07/31/2024

Credit Requirements and LESA

When it comes to having our credit scores assessed, we often have one of two reactions. If our score is good, we tend to be indifferent, but if it’s less than ideal, a feeling of dread starts to creep in. Regardless of which group you fall into; the reality is that good people can have bad credit. As we’ve all seen first-hand this past year, unforeseen circumstances such as a job loss, serious illness, or accident can spell trouble for our financial situations – not to mention our credit scores.

Published on 07/27/2024