Recent Articles

Don't Wait Another Minute: Here's Why NOW is the Perfect Time to Buy Your Dream Home!

Is it the right time to buy? Here's why waiting could cost you --even with the current elevated rate.

Differences and Similarities in HECM and Proprietary Products

Home Equity Conversion Mortgage (HECM) and proprietary reverse mortgages are two types of reverse mortgages. HECM is a government-insured reverse mortgage (insured by FHA), while proprietary reverse mortgages are not insured by the government (FHA). Proprietary reverse mortgages are offered by private lenders and are designed for high-value homes. They are not subject to the same regulations as HECMs, and loan limits are not capped by the government.

Reverse Mortgage 101

For many Americans, their home is the biggest asset, and the one they have invested the most in throughout their lives. In fact, home equity now represents more than two-thirds of total wealth for the average 65-year-old American Couple (1). Reverse mortgages work by allowing homeowners to tap into their home’s equity while continuing to reside there well into retirement years.

Second Time's the Charm: Navigating Your Next Home Purchase

Ready to buy your second home? Here's what you need to know about which home loan programs you qualify for the second time around.

The Smart Path to Downsizing: Making the Most of Your Retirement

Are you considering downsizing your home? Here are some points to consider.

"When Should I Consider a Cash-Out Refi?"

When is it the best time to refi? When should you consider it? Read this article to get a better idea.

Mortgage Partnership: The Power of Co-Signing on a Mortgage

Thinking about adding a co-signer to your home loan application? Here's what you need to know.

Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues

Don't let your excitement blind you to these potential problems in a home your considering buying

Mastering Your Mortgage Journey: The Importance of FICO Score 8

What is FICO 8 and what role does it play in your mortgage application? Read this article to learn more.

Navigating the New Norms: 4 Rules for Home Shopping in Today's Market

Out with the old and in with the new! Here are the new rules for buying a home in the 2024 market.

How Declining Mortgage Rates Are Changing the Real Estate Landscape

Mortgage rates are falling and there's a surprising benefit beyond a more affordable mortgage payment --more inventory! Read more in this latest blog.

Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase

We're here to help make homebuying more afforable! Explore these tips for reducing your closing costs.

Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying

In this guide, we delve into 10 crucial do's and don'ts to navigate the post-application phase with finesse, ensuring that you not only enhance your chances of mortgage approval but also pave the way for a seamless transition into homeownership.

Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage

Here's what you need to know about getting a mortgage with a co-borrower.

Smart Moves in New Builds: Your Guide to Successful Homebuying

Read this essential guide for buying a new construction home and avoiding problems with your purchase.

Navigating the Renovation Maze: Mortgage Insights for Fixer-Upper Buyers

Here's what you need to know about financing and buying a fixer-upper.